Terms and Conditions (TnC)

Welcome to BorrowMyCards!

Thanks for using our products and services ("Services"). The Services are provided by DollarPe Technologies Private limited hereafter referred as "BorrowMyCards", located at 55, 2nd FLOOR, LANE-2, WESTEND MARG, SAIDULAJAB, NEAR SAKET METRO STATION, NEW DELHI, DELHI, 110030. Hereby all references to the word Services would refer to every kind of service/product provided by BorrowMyCards through any online /offline platform or otherwise.

License and Site Access

BorrowMyCards grants you a limited license to access and make personal use of this Site and not to download (other than page caching) or modify it, or any portion of it, except with express prior written consent of BorrowMyCards. This license does not include any resale or commercial use of this Site or its contents; any collection and use of any product listings, descriptions, or prices; any derivative use of this Site or its contents; any downloading or copying of account information for the benefit of another merchant; or any use of data mining, robots, or similar data gathering and extraction tools. This Site or any portion of this Site may not be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without express prior written consent of BorrowMyCards. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of BorrowMyCards without express written consent. You may not use any meta tags or any other "hidden text" utilizing BorrowMyCards's name or trademarks without the express written consent of BorrowMyCards. Any unauthorized use terminates the permission or license granted by BorrowMyCards to you. You are granted a limited, revocable, and nonexclusive right to create a hyperlink of this site to promote the services so long as the link does not portray BorrowMyCards, or its services in a false, misleading, derogatory, or otherwise offensive matter. You may not use any BorrowMyCards logo or other proprietary graphic or trademark as part of the link without express written permission except for the promotion of the Services.

Using our Services

You must follow any policies made available to you within the Services. It is not advisable to try to access our services using a method other than the instructions that are provided. You may use our Services only as permitted by law, including applicable export and other web security laws laws and regulations. We may suspend or stop providing our Services to you if you do not comply with our terms or policies or if we are investigating suspected misconduct.

Using our Services does not give you ownership of any intellectual property rights in our Services or the content you access. You may not use content from our Services unless you obtain permission from its owner or from us or otherwise permitted by law. These terms do not grant you the right to use any branding or logos used in our Services. Don't remove, obscure, or alter any legal notices displayed in or along with our Services.

In our Services content is being fetched from various websites. Using various algorithms and technologies, we are displaying the data about the content, (products, deals and offers) as accurately as we can. From hereby content would refer to the products, deals, advertisements and other services offered by shopping portals and brands included in our search engine. If data about some deals, offers or products is not getting displayed from an e commerce store included in our search engine inform us about the same and we would promptly address the issue.

Our Services display some content that are fetched from online and offline shopping portals and various brands. The content that is being given by the store is the sole responsibility of the entity that makes it available. We may review the content to determine whether the products, deals and services offered fall in our legal policies or not and we may remove or refuse to display content that we reasonably believe violates our policies or the law or our ethical values. But that does not necessarily mean that we review content, so please don’t assume that we do.

In connection with your use of the Services, we may send you service announcements, administrative messages, and other information. You may opt out of some of those communications.

In case of any excess deposit or withdrawal which got conducted from your account. You would be liable to return the excess funds. Excess fund is defined as additional amount of INR or any currency or asset that you received. You are in this case not the rightful owner of the funds received and are liable to return it back. In case the funds are not returned back in a specified duration legal action would take its course.

Privacy Protection

BorrowMyCards's privacy policies explain how we treat your personal data and protect your privacy when you use our Services. By using our Services, you agree that BorrowMyCards can use such data in accordance with our privacy policies.

We respond to notices of alleged any type of infringement and terminate accounts of repeat infringers according to the process the Copyright Acts.

Your Content in our Services

Some of our Services allow you to submit content/offers. You retain complete liability of any rights or ownership that you hold in that content/offer. In short, what belongs to you stays yours.

When you upload or otherwise submit content/offers to our Services, you give BorrowMyCards (and those we work with) a worldwide license to use, host, store, reproduce, modify, create derivative works (such as those resulting from promotion, adaptations or other changes we make so that your content/offers works better with our Services), communicate, publish, publicly perform, publicly display and distribute such content/offers. The rights you grant in this license are for the limited purpose of operating, promoting, and improving our Services, and to develop new ones. This license continues even if you stop using our Services (for example, for a business listing you have added to BorrowMyCards). Some Services may offer you ways to access and remove content that has been provided to that Service. Also, in some of our Services, there are terms or settings that narrow the scope of our use of the content submitted in those Services. Make sure you have the necessary rights to grant us this license for any content that you submit to our Services.

You can find more information about rules and regulation in the privacy policy or additional terms for particular Services. If you submit feedback or suggestions about our Services, we may use your feedback or suggestions without obligation to you.

About Software in our Services

When a Service requires or includes downloadable software, this software may update automatically on your device once a new version or feature is available. Some Services may let you adjust your automatic update settings.

BorrowMyCards gives you a personal, worldwide, royalty-free, non-assignable and non-exclusive license to use the software provided to you by BorrowMyCards as part of the Services. This license is for the sole purpose of enabling you to use and enjoy the benefit of the Services as provided by BorrowMyCards, in the manner permitted by these terms. You may not copy, modify, distribute, sell, or lease any part of our Services or included software, nor may you reverse engineer or attempt to extract the source code of that software, unless laws prohibit those restrictions or you have our written permission.

Modifying and Terminating our Services

We are constantly changing and improving our Services. We may add or remove functionalities or features, and we may suspend or stop a Service altogether. You can stop using our Services at any time, although we’ll be sorry to see you go. BorrowMyCards may also stop providing Services to you, or add or create new limits to our Services at any time.

We believe that you own your data and preserving your access to such data is important. If we discontinue a Service, where reasonably possible, we will give you reasonable advance notice and a chance to get information out of that Service.

Our Warranties and Disclaimers

We provide our Services using a commercially reasonable level of skill and care and we hope that you will enjoy using them. But there are certain things that we don't promise about our Services.

Other than as expressly set out in these terms or additional terms, BorrowMyCards does not make any specific promises about the Services. For example, we don't make any commitments about the content/offers within the Services, the specific functions of the Services, or their reliability, availability, or ability to meet your needs. We provide the Services "as is".

Some jurisdictions provide for certain warranties, like the implied warranty of merchantability, fitness for a particular purpose and non-infringement. To the extent permitted by law, we exclude all warranties.

Liability for our Services

When permitted by law BorrowMyCards, and BorrowMyCards's suppliers and distributors, will not be responsible for lost profits, revenues, or data, financial losses or indirect, special, consequential, exemplary, or punitive damages.

To the extent permitted by law, the total liability of BorrowMyCards, and its suppliers and distributors, for any claims under these terms, including for any implied warranties, is limited to the amount you paid us to use the Services (or, if we choose, to supplying you the Services again).

In all cases, BorrowMyCards, and its suppliers and distributors, will not be liable for any loss or damage that is not reasonably foreseeable We recognize that in some countries, you might have legal rights as a consumer. If you are using the Services for a personal purpose, then nothing in these terms or any additional terms limits any consumer legal rights which may not be waived by contract.

Business uses of our Services

If you are using our Services on behalf of a business, that business accepts these terms. It will hold harmless and indemnify BorrowMyCards and its affiliates, officers, agents, and employees from any claim, suit or action arising from or related to the use of the Services or violation of these terms, including any liability or expense arising from claims, losses, damages, suits, judgments, litigation costs and attorneys fees.

About these Terms

We may modify these terms or any additional terms that apply to a Service to, for example, reflect changes to the law or changes to our Services. You should look at the terms regularly. We'll post notice of modifications to these terms on this page. We'll post notice of modified additional terms in the applicable Service. Changes will not apply immediately and will become effective no sooner than fifteen days after they are posted. However, changes addressing new functions for a Service or changes made for legal reasons will be effective immediately. If you do not agree to the modified terms for a Service, you should discontinue your use of that Service.

If there is a conflict between these terms and the additional terms, the additional terms will control for that conflict.

These terms control the relationship between BorrowMyCards and you. They do not create any third party beneficiary rights.

If you do not comply with these terms, and we don't take action right away, this doesn't mean that we are giving up any rights that we may have (such as taking action in the future).

If it turns out that a particular term is not enforceable, this will not affect any other terms

Reviews, Comments, Communications, and other contents

Visitors may post reviews, comments, photos, and other content; send communications; and submit suggestions, ideas, comments, questions, or other information, so long as the content is not illegal, obscene, threatening, defamatory, invasive of privacy, infringing of intellectual property rights, or otherwise impermissible, injurious to third parties or objectionable and does not consist of or contain software viruses, political campaigning, commercial solicitation, chain letters, mass mailings, or any form of "spam." You may not use a false e-mail address, impersonate any person or entity, or otherwise mislead as to the origin of content. BorrowMyCards reserves the right (but not the obligation) to remove or edit such content, but does not regularly review posted content.

If you do post content or submit material, and unless we indicate otherwise, you grant BorrowMyCards a nonexclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media. You grant BorrowMyCards and sublicensees the right to use the name that you submit in connection with such content, if they choose. You represent and warrant that you own or otherwise control all of the rights to the content that you post; that the content is accurate; that use of the content you supply does not violate this policy and will not cause injury to any person or entity; and that you will indemnify BorrowMyCards for all claims resulting from content you supply. BorrowMyCards has the right (but not the obligation) to monitor and edit or remove any activity or content. BorrowMyCards takes no responsibility and assumes no liability for any content posted by you or any third party.

Copyright Complaints

BorrowMyCards respects the intellectual property of others. If you believe that your work has been copied in a way that constitutes copyright infringement, please follow our Notice and Procedure for Making Claims of Copyright Infringement outlined below.

DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY

THIS SITE AND ALL INFORMATION, CONTENT, MATERIALS, PRODUCT RELATED INFORMATION (INCLUDING SOFTWARE) AND SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THIS SITE ARE PROVIDED BY BorrowMyCards ON AN "AS IS" AND "AS AVAILABLE" BASIS, UNLESS OTHERWISE SPECIFIED IN WRITING. BorrowMyCards MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS SITE OR THE INFORMATION, CONTENT, MATERIALS, PRODUCT RELATED INFORMATION (INCLUDING SOFTWARE) OR SERVICES OR PRICE INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THIS SITE, UNLESS OTHERWISE SPECIFIED IN WRITING. YOU EXPRESSLY AGREE THAT YOUR USE OF THIS SITE IS AT YOUR SOLE RISK.

TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, BorrowMyCards DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANT-ABILITY AND FITNESS FOR A PARTICULAR PURPOSE. BorrowMyCards DOES NOT WARRANT THAT THIS SITE; INFORMATION, CONTENT, MATERIALS, PRODUCT RELATED INFORMATION (INCLUDING SOFTWARE) OR SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THIS SITE; THEIR SERVERS; OR ELECTRONIC COMMUNICATIONS SENT FROM BorrowMyCards ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. BorrowMyCards WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE OR FROM ANY INFORMATION, CONTENT, MATERIALS, PRODUCT RELATED INFORMATION (INCLUDING SOFTWARE) OR SERVICES OR PRICE INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THIS SITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES, UNLESS OTHERWISE SPECIFIED IN WRITING.